Pensions on Divorce

A separation is not only a very emotionally stressful time, it can also lead to a great deal of worry and anxiety regarding your future finances. Assets such as properties and savings and investments need to be shared. As do pensions, which are often a complex and confusing issue, but a hugely important subject for your long term financial wellbeing.  We regularly work with clients going through the process of separation and divorce.

This is sometimes as part of a mediation process, where we will impartially explain to both parties in plain English how their pensions work and how they can be shared fairly, and in their best interests.

At other times we will advise an individual regarding how the separation will affect their long term finances. This may be talking through the implications of a proposed settlement. Common concerns include what budget will I have to purchase a new home, what income can I expect now or in retirement and what should I be doing with savings or investments. It may be how should I be arranging a possible pension share so it is working for my long term financial benefit.

At a stressful time, we aim to provide a reassuring guide to help clients plan their finances in the next phase of their lives.

We work closely with local solicitors and family mediators to provide a joined-up professional service.

Specialist Advice

Trust & Trustee Advice

Power of Attorney and Court of Protection

Redundancy Counselling

Pensions on Divorce Team

Phil Boon

Phil Boon

Director & Independent Financial Adviser
Graham Hume

Graham Hume

Director & Independent Financial Adviser
Stephen Sale

Stephen Sale

Director & Independent Financial Adviser
Michelle Murphy

Michelle Murphy

Independent Financial Adviser
Jasmine Granger

Jasmine Granger

Independent Financial Adviser
Adam Whittingham

Adam Whittingham

Senior Paraplanner
Cameron Boon

Cameron Boon

Paraplanner

Please feel free to contact us if you would like to enquire further

Reviews from our Clients

Beechwood Financial Services place picture
5.0
Based on 17 reviews
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MAK Turton profile picture
MAK Turton
2 weeks ago
Having worked with Beechwood to set up a trust for a relative's current and potential needs, I decided to get advice about my own financial situation. Beechwood have been very helpful, are always approachable and have given me the confidence to move forward with plans. I remain a client and am reassured that I will have support if and when needed in the future. I have recommended Beechwood to friends.
Celine Caux profile picture
Celine Caux
2 weeks ago
Jamine was incredibly friendly, knowledgeable, and helpful throughout the whole process. The onboarding was clear, straightforward, and easy to follow, which made everything feel much less overwhelming.

I especially appreciated being supported by a woman who genuinely understood my insecurities and concerns around pensions and financial planning. She made me feel comfortable, listened to, and confident in the decisions I was making. I would highly recommend her to anyone looking for professional and compassionate pension advice.
David Ford profile picture
David Ford
4 weeks ago
Very good service sorting out our personal finances pre- and post-retirement. Listened well to our needs and provided clear and comprehensive advice.
Jayne Coleman profile picture
Jayne Coleman
1 month ago
Beechwood FS and specifically Stephen Sale have, over several years, supported me in financially navigating the road to and through retirement. Stephen has always and without fail provided me with innovative solutions and tailor made advice. Through regular contact, discussion and also the understanding between us has resulted in a partnership I really value and one which also gives me financial confidence for the future.
GRAHAM COLEMAN profile picture
GRAHAM COLEMAN
1 month ago
Stephen Sale manages to provide a personal but at the same time professional service. Certainly no hesitation in highly recommending his service and advice.
Nicolas Soames profile picture
Nicolas Soames
1 year ago
I have found Beechwood Financial Services to be excellent and reliable advisors for me as my circumstances changed considerably. Stephen Sale and his team listened, took on board my requirements, absorbing the complications, gave clear and rational advice...and when I ok'd it, implemented the plan. I feel very confident that all my intentions were met. Also, I must add that the company's internet security processes are seriously confidence-building!
Holly Bagshaw profile picture
Holly Bagshaw
1 year ago
Vig was so helpful and friendly. I was really grateful for his advice and he really understood my situation and was very kind and supportive. Will definitely use these services again in the future if I need to.
Xanthe C profile picture
Xanthe C
2 years ago
I submitted an enquiry to Beechwood Financial Services having found them on the Financial Conduct Authority directory. I was contacted promptly by Vig, we discussed what I wanted to acheive from an appointment about pensions. I provided some information before the meeting so that Vig could prepare some options for me. The office is in the same building as the Travel Lodge hotel, a little confusing at first but I was guided to the right place by Beechwood staff. My meeting was with Vig and Phil, Vig had consolidated and summarised all of the "bits" of information I had provided to present options available to me. Advice without pressure. I would happily recommend Vig and Phil at Beechwood and will return to them for more financial or pension advice in the future.
Jonathan Pomroy profile picture
Jonathan Pomroy
2 years ago
I have used Stephen and the Beechwood team for a number of years. They are aways very helpful and prompt in dealing with any queries. Would highly recommend speaking to them for any pension and financial advice.
First class, personalised financial planning from true experts in their field.
Vig always takes time to fully understand our circumstances and provide constructive, non-judgemental advice.
For advice on pensions, investments and retirement planning, I cannot recommend Vig, Michelle and the Beechwood team highly enough.

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IMPORTANT INFORMATION

CONTACT US

Beechwood Financial Services
Gate House
Fretherne Road
Welwyn Garden City
Hertfordshire
AL8 6NS

Tel: 01707 336539
Emailinfo@beechwoodfs.co.uk

Authorised & Regulated by the Financial Conduct Authority. Beechwood Financial Services Ltd Registered in England and Wales Company No.09413892.
The Financial Ombudsman Service (FOS) is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk.

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